ACH eCheck payments have been around for almost as long as online casinos. They’ve been a popular choice for US players throughout that time, thanks to the secure and simple process they offer. Let’s find out more about why you’ll want to use this method in our casino payment review.
ACH eChecks Review – Safety is Paramount
ACH eChecks are electronic payment transfers that make use of your bank’s verification network for checks, which means your funds are protected. There’s direct communication between your bank and the casino, meaning there aren’t any extra steps to the process.
Alongside the encryption methods used for eChecks, there’s an option to reverse eChecks, which makes them a safe option if something goes wrong. On the casino’s part, multiple security measures are used, including Secure Socket Layer (SSL) encryption to protect your financial details.
Trusted casinos will always ask you to verify your identity following the Know Your Customer (KYC) process. It means your winnings can only be withdrawn using eCheck to a bank account with your name on it. We only recommend online casinos that are licensed and meet these standards.
Did You Know?
ACH stands for Automatic Clearing House. eChecks are just one type of ACH payment.
How To Use ACH eChecks at Online Casinos
This payment method is one of the simplest to use at online casinos. You’ll need some bank account information to get started.
Are There Fees For Transactions at an ACH eCheck Casino?
No, eChecks are accepted at most US online casinos, and they don’t charge fees for deposits or withdrawals.
How To Deposit and Withdraw With ACH eChecks?
Once you’ve registered at one of our recommended casinos, follow this process to make a deposit using ACH eCheck:
- Log in and visit the cashier
- Choose deposit, and then eCheck as the deposit method
- Enter your bank details, including the bank name, account number, and bank routing number
- Enter your deposit amount
- Check your balance for the funds
After you’ve had some fun, withdrawing your winnings is also possible using ACH eCheck. These are the steps to follow:
- Make sure you’re signed in and head to the cashier
- Choose withdraw, and then eCheck from the available methods
- You might need to enter your bank details if it’s your first withdrawal.
- Enter your withdrawal amount, and check and confirm all the details.
- Check your bank account in the next few days to see your winnings arrive.
Did You Know?
ACH eChecks became popular again after gambling legislation changed in the US. Other methods, such as credit cards, resulted in failed deposits, whereas ACH eChecks had a much higher success rate.
Solutions To Issues Using ACH eChecks at Online Casinos
Even the simplest processes can sometimes go wrong. Find out what the solutions are to your payment issues.
- I can’t find ACH eChecks as a payment option. What can I do?
ACH eChecks might be listed only as ACH or as eChecks, so check the full list to see if it’s listed under a different name. If you don’t see it, reach out to the casino to confirm whether it’s an accepted method.
- I made a mistake with my deposit amount. What should I do?
You might be able to reverse the transaction through your bank’s online platform or by visiting your bank. You can also reach out to casino customer support to explain the issue.
Did You Know?
Your bank is responsible for processing ACH payments and verifying the eCheck. However, it uses the ACH Network, which is overseen by the National Automated Clearing House Association (Nacha).
Pros and Cons of ACH eChecks
Check out the table below for an at-a-glance view of the advantages and disadvantages of ACH eCheck transactions.
| PROS | CONS |
| Accepted by most US casinos | Transactions can take up to three business days |
| Safe withdrawals and deposits | |
| Simple process with no transaction fees |
ACH eChecks vs. Other Payment Options
US players trust ACH eChecks as they’re secure and less likely to get rejected. Some debit and credit card transactions aren’t successful when used at an online gambling site, though this is slowly changing. They connect the casino directly to your bank account, so you only need to complete one step to get your funds.
| Features | ACH eCheck | MasterCard | Wire Transfer | PayPal |
| Available for deposits and withdrawals | ✔ | ✖ | ✔ | ✔ |
| Possibility of reversing transactions | ✔ | ✔ | ✖ | ✔ |
| Withdrawals go direct to your bank account | ✔ | ✖ | ✔ | ✖ |
Did You Know?
Nacha, which oversees the ACH network, provides voluntary certification for sites like casinos to demonstrate strong risk and compliance practices.
Payments With A High Success Rate
Even in Delaware and New Jersey, which have been offering legal online gambling for several years, some card providers and banks reject casino payments. ACH eChecks have a high success rate, so you can rely on your funds arriving.
Although withdrawals can take a few days, your winnings arrive directly in your account without any other steps in the process. Thanks to your bank’s check verification and encryption used by the casino and the network, your funds are safe when you deposit and withdraw using ACH eCheck.